In accordance with updated New York State guidelines, Sunmark Credit Union will now allow fully vaccinated members the option of choosing whether to wear a mask in any Sunmark branch location. Unvaccinated members will still be required to wear a mask.

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Financial Calculators

Mortgage

Adjustable Rate Mortgage Calculator This calculator helps you to determine what your adjustable mortgage payments will be.
ARM vs. Fixed Rate Mortgage Use this calculator to compare a fixed rate mortgage to an adjustable rate mortgage.
Mortgage Debt Consolidation This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.
Mortgage Loan Calculator (PITI) Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Mortgage Payoff Save thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Qualifier Can you buy your dream home? Find out just how much you can afford!
Refinance Interest Savings Use this calculator to see how much interest you can save by refinancing your mortgage!
Rent vs. Buy Are you better off buying your home, or should you continue to rent?

Credit Cards and Debt Management

Accelerated Debt Payoff Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Credit Card Pay Off Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Home Equity Debt Consolidation This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
Student Loan Consolidation and Debt Payoff The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.

Auto

Auto Loan Early Payoff Find out how much interest you can save by increasing your monthly auto loan payment.
Auto Refinance Interest Savings Use this calculator to see how much interest you can save by refinancing your auto loan.
Car Loan Calculator Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator!

Personal Finance

Credit Assessment How is your credit? Use this calculator for a quick assessment!
Student Budget This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
4College Savings Use this calculator to help develop or fine tune your education savings plan.
Savings Goals What will it take to reach your savings goal? This financial calculator helps you find out.
Vice Savings Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.