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Vehicle Loans

Sunmark can finance your new or used car, truck, motorhome, ATV, motorcycle, snowmobile or boat.

Whether you’re looking for a new or used vehicle, or want to refinance a higher-rate loan you have with another lender, Sunmark has a financing option that will fit your budget with extended terms up to 72 months. Sunmark is unique because we offer the same great rate no matter what year or make your vehicle is.

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Calculate your payment

To check the status of a current loan application, click here.

the Details

For New and Used Cars:
Sunmark’s auto loans are available starting from $1,000 to 115% LTV. Terms up to 84 months.

Boats, Motor Homes, and Travel Trailers:
Extended terms are available up to 144 months.

Recreational Vehicles

Make the most of the seasons that the Capital Region has to offer, whether on the lake, in the mountains, or in the snow. If you like action-packed weekends and vacations and are planning to purchase a recreational vehicle, Sunmark can help.

We offer financing for both new and used RVs, including:

  • ATVs
  • Snowmobiles
  • Boats
  • Motor Homes
  • Travel Trailers

Need more options?

Save money on your car payment with an alternative loan choice from Sunmark. This program offers low monthly payments options and a variety of terms. If you like the perks of leasing, but the flexibility of a traditional auto loan, this option offers many advantages, including:

  • Lower monthly payments than traditional loans
  • Most new and used vehicles up to five years old are eligible – choose the car you want from the dealer or seller you find!
  • Flexibility of options once loan term ends

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The details

  • No term lock. Sunmark gives you the option to terminate your loan without penalty when trading it in, selling it, or simply by paying the loan off at any time.
  • Choose from a variety of mileage options per year with only a small charge per mile thereafter.
  • After your term ends, you choose what to do. Decide from these easy options and let Sunmark handle the rest:
    • Sell the vehicle and pay off the loan balance
    • Trade the vehicle in and pay off the loan balance
    • Keep the vehicle and refinance the remaining amount owed
    • Return the vehicle 

Get a quote

Skip a Payment

To help you stretch your budget, Sunmark is pleased to offer qualified members the option to skip an installment loan payment on eligible auto and personal loans. Complete the secure form to get started! Or print the form here. For questions or to see if you qualify, call 866-SUNMARK.

Skip a Payment