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Personal Loans and Lines of Credit

Sunmark personal loans and lines of credit are a low-cost way to pay for unexpected expenses or to consolidate high-interest debt. They help with immediate expenses by letting you lock into a low rate and make smaller monthly payments over time. Or, use a personal loan to consolidate expensive debt and reduce monthly payments to free up money you need for other things.

Personal Loan

Personal loans provide a lower cost option to help pay down high-cost debt (like credit cards) and finance short-term needs. The full amount of your personal loan is advanced at closing, so borrowers usually use it for a one-time need. Credit lines of $1,000 up to $25,000 are available.

Consider a personal loan for the following:

  • Consolidate high-cost debt and pay off your bills
  • Lower borrowing costs while continuing to earn interest on savings

Personal Line of Credit

Have a safety net for unexpected bills or to pay down high-cost debt. Once you are set with a line of credit, you can borrow incrementally up to your approved amount – but you’ll only pay interest only on what you use. Credit lines of $1,000 up to $25,000 are available.

Consider a line of credit if you want to:

  • Pay a recurring tax bill
  • Make home improvements (especially if you’re a newer homeowner)
  • Finance unexpected expenses
  • Get extra cash when you’re low on savings

Overdraft Line of Credit

Want protection against the possibility of an overdraft or returned check fees hitting your Sunmark checking account? Consider establishing an Overdraft Line of Credit. Once approved, it will act as a safety net – and you’ll only be charged interest on the balance you use. Credit lines of $500 up to $10,000 are available.

Current Members: Apply Now

Not a member yet? ApplY HERE

To check the status of a current loan application, click here.

Skip a Payment

To help you stretch your budget, Sunmark is pleased to offer qualified members the option to skip an installment loan payment on eligible auto and personal loans. Complete the secure form to get started! Or print the form here. For questions or to see if you qualify, call 866-SUNMARK.
Skip a Payment