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Cards That Work for You

Low rates. Great rewards.

Smart Credit Cards for Smarter Spending

At Sunmark, we believe your credit card should work as hard as you do. That's why we've crafted industry-leading VISA credit cards that combine competitive rates with meaningful rewards. Whether you're building credit, earning points on everyday purchases, or seeking premium benefits, we have the right card to help you achieve your financial goals. 

When you choose a Sunmark credit card, you're not just getting plastic - you're getting a financial advantage: 

  • Competitive APRs Based on Prime Rate - Enjoy variable rates that adjust with market conditions for qualified members  
  • No Annual Fees Ever - Keep more money in your pocket with $0 annual fees on all our cards 
  • Rewards Points That Never Expire - Earn 1 point per $1 spent with no expiration on our Platinum Rewards Card  
  • Balance Transfer Options Available - Consolidate high-interest debt with competitive transfer rates  
  • Local Support & Fast Decisions - Applications reviewed by local experts who understand your needs 

Plus, enjoy seamless digital wallet integration with Apple Pay, Google Pay, Samsung Pay, and Microsoft Wallet for secure, contactless payments wherever you shop. 

Ready to experience the Sunmark credit card advantage? Compare our three VISA options below and find the card that fits your lifestyle and goals. 

Find Your Perfect Match

VISA® Signature Card

Premium rewards and benefits with higher credit limits for qualified members who want maximum value and flexibility.

  • 1.25% cash back 
  • No annual fee 
  • 4.99% introductory APR* 
  • Rates as low as prime + 6.74% APR 
  • $5,000 minimum credit limit 
Apply Now

VISA® Platinum Rewards Card

Earn 1 point for every $1 spent with our most popular rewards card that puts money back in your pocket every month.

  • 1 point earned for every $1 spent 
  • No annual fee  
  • 7,500 bonus points if $1,000 is spent in the first 3 months 
  • Rates as low as prime + 6.74% APR 
  • $500 minimum credit limit 
Apply Now

VISA® Platinum Card

Classic credit card with competitive rates and reliable benefits for everyday purchases and financial flexibility.

  • No annual fee 
  • 4.99% introductory APR* 
  • Rates as low as prime + 4.74% APR 
  • $500 minimum credit limit 
Apply Now

Check Your Application Status

Already applied for a Sunmark credit card? Track your application progress online with real-time updates and know exactly where your application stands in the approval process.
Check Status

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APR (Annual Percentage Rate). APR will vary with the market based on Prime rate. Qualification is based on an assessment of individual creditworthiness and underwriting standards. Balance transfers not permitted from one Sunmark credit card to another. You may not pay off or pay down another Sunmark loan or line of credit with credit card balance transfer. Call us at (866) SUNMARK for current rates, terms, conditions, and other costs or information. All Credit Union programs and offers subject to change at any time without notice. 

*Introductory APR offers begin the date your account is opened. Balance transfers must post to your account within 180 days from the date your account is opened. Not applicable to current credit card members. 

Prime rate is 7.25% as of September 18, 2025. 

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