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Kasasa Cash Checking is more than just free checking, it’s part of a movement to reward people for banking locally and keeping their money in their community.


  • Free checking that pays high dividends
    • 2.50% APY** on balances up to $25,000
    • 0.25% APY** on portion of balance over $25,000*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance requirement to earn rewards
  • No monthly maintenance fee
  • Free debit card


Apply for a kasasa cash account


To check the status of a current account application, click here.


*0.70% to 2.50% blended APY.**Blended APY calculation is based on an assumed total account balance of $125,000. 0.05% APY** if qualifications are not met.
**APY = Annual Percentage Yield. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A. Advertised information and rewards are based on all account qualifications being met during each cycle period. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Qualification Information: To earn monthly rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: (a) At least 1 direct deposit, ACH payment, or bill pay transaction(s), (b) At least 12 debit card purchases, (c) Be enrolled in and have agreed to receive e-statements rather than paper statements. No minimum balance is required to earn or receive the account's rewards. "Monthly Qualification Cycle" means a period beginning on the last business day of the previous month and ending one (1) day prior to the last business day of the current month. Specific Monthly Qualification Cycle dates may be affected by holidays. Specific Monthly Qualification Cycle dates can be viewed here. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. For full details on Kasasa definitions, qualifications, rates, fees, and other information please see the “Master Account Agreement & Disclosures” and “Rate Addendum and Schedule of Fees and Charges."

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