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sunmark auto loans

Lower Monthly Payments*

Save money on your car payment with an alternative loan choice from Sunmark. This program offers low monthly payment options and a variety of terms. If you like the perks of leasing, but the flexibility of conventional financing, this option offers many advantages, including:

  • Lower monthly payments than traditional loans
  • Most new and used vehicles up to five years old are eligible – choose the car you want from the dealer or seller you find!
  • Flexibility of options once loan term ends



  • No term lock. Sunmark gives you the option to terminate your loan without penalty when trading it in, selling it, or simply by paying the loan off at any time.
  • Choose from a variety of mileage options per year with only a small charge per mile thereafter.
  • After your term ends, you choose what to do. Decide from these easy options and let Sunmark handle the rest:
    • Sell or trade the vehicle and pay off the loan balance
    • Keep the vehicle and refinance the remaining amount owed
    • Return the vehicle 


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No Payments for First 60 Days^

Sunmark can finance your new or used car with a traditional auto loan. Enjoy no payments for the first 60 days. Whether you’re looking for a new or used vehicle, or want to refinance a higher-rate loan you have with another lender, Sunmark has a financing option that will fit your budget with extended terms up to 72 months. 


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We also offer financing for both new and used RVs, including:

  • Motorcyles
  • ATVs
  • Snowmobiles
  • Boats
  • Motor Homes
  • Travel Trailers

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Current Members:

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Membership required. Loans subject to credit approval. Rates, terms and programs subject to change without notice. Restrictions apply. Call 866-SUNMARK for details. Federally Insured by NCUA


*Terms and payments calculated by Auto Financial Group. Terms may vary based on vehicle selected. Monthly payments calculated by term selected and end with a balloon payment calculated by Auto Financial Group. Please note that your balloon payment is dependent on the residual value of the financed vehicle. The residual value is impacted by items such as estimated mileage usage, vehicle year, make and model. Click on the Compare Your Payment button above for more details.


^Deferment of this payment will extend the life of your loan and may cause an increase in the final payment amount. Interest will continue to accrue on outstanding principal balance during the deferral period, and the term of the loan(s) will be extended by the number of months deferred. Any elected GAP or Debt Protection covering the loan will not be extended beyond the original maturity date outlined in the loan agreement, which means that participation in this offer will reduce future GAP/Debt Protection claims. Except for this change to the payment obligation, all other terms and conditions of the original loan agreement remain in effect as disclosed.