Auto Loan Sale

Drive Into Brighter Savings!

 

Auto Loan Sale | Limited Time Only!

Soak up the sun and savings this summer at Sunmark! Enjoy this brighter sale for a limited time only! From August 10 – 22, 2026, finance a new or used vehicle, or refinance a higher-rate loan you have with another lender.

Details:

  • 3.74% APR* includes 0.25% discount with automatic payments for up to 60 month term, and monthly direct deposit of at least $500
  • 3.99% APR without 0.25% automatic payment discount for up to 60 month term
  • Any make, any model, 2022 - 2026
  • Sale runs August 10 - 22, 2026
  • Purchasing or refinancing an older vehicle? Enjoy rates as low as 5.49% APR** Includes 0.25% discount with automatic payments on any make, any model, 2017 – 2021, for term up to 48 months.

Whether you're shopping for a new car, truck, or SUV, our competitive auto loan rates and flexible terms make it easy to get behind the wheel. Sunmark is here to help you save smarter and borrow better, use the extra room in your budget for back to school needs, home projects, travel, and brighter family fun.

This special offer is for a limited time only - promotion ends August 22, 2026. Other financing terms are available with competitive rates. Inquire at your nearest financial center or call 866.SUNMARK for details.

 

 

Apply Today and Hit the Road with Confidence

Applying is fast, easy, and secure. With just a few clicks you could be approved in minutes! Whether you're upgrading your vehicle or refinancing to save, Sunmark is here to help you save smarter and borrow brighter!
New Members Apply Now Current Members Apply Now

 

Competitive Rates

Buy a new or used vehicle or refinance your high-interest vehicle loan with a competitive interest loan from Sunmark. We offer full financing with extended terms up to 72 months for credit qualified members. Plus, you can enjoy a 0.25% rate discount when you set up automatic payments and direct deposit!*

 

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Banking That Goes Where You Go

7/7/26

Need to make a deposit while traveling? Helping a student away at college? Spending time out of state? Or maybe you simply need in-person banking support, but you are nowhere near your usual Sunmark financial center.

With CO-OP Shared Branching, Sunmark Credit Union members can access their accounts at thousands of participating credit union locations nationwide. It is one of the biggest credit union benefits many members may not realize they have.

What Is Shared Branching?

Shared branching is a nationwide network of credit unions that work together to give members more places to bank.

Instead of being limited to your local financial center, you can visit a participating shared branch location and complete many everyday transactions as if you were at a Sunmark financial center.

In simple terms: shared branching helps your credit union go where you go.

Why Shared Branching Matters

Life is busy, and your banking needs do not always happen close to home. Shared branching gives Sunmark members added flexibility when they are traveling, moving, visiting family, or managing finances away from the Capital Region.

Through the CO-OP Shared Branch network, Sunmark members have access to more than 5,000 shared branching locations nationwide. That means you may have more direct account access than you would with many traditional banks.

What Can You Do at a Shared Branch?

At participating shared branch locations, Sunmark members can handle many common banking needs, including:

  • Deposits
  • Withdrawals
  • Transfers
  • Loan payments
  • Cashier’s checks
  • Account inquiries

Before visiting, check that the location participates in shared branching and confirm which services are available.

How to Find a Shared Branch Location

Finding a participating location is simple. Visit Sunmark’s CO-OP Shared Branching page to search for shared branch locations near you.

When visiting, bring a valid ID and have your Sunmark member information ready. This helps the credit union verify your identity and complete your transaction more smoothly.

What About Security?

Convenience matters, but protecting your account matters just as much.

Sunmark’s shared branching information includes added in-person identity protection for members who visit a Shared Branch location with an out-of-state ID. A teller may ask you to verify your identity through a secure process that includes a QR code, one-time passcode, member information, ID photo, and selfie.

This added step helps protect your account while still giving you convenient access when you are away from home.

Local Service, Nationwide Access

One of the biggest differences between credit unions and traditional banks is cooperation. Through shared branching, credit unions work together to give members access across the country.

That means Sunmark members get the best of both worlds, local, member-focused service at home and nationwide access when life takes them elsewhere.

Visit Sunmark’s CO-OP Shared Branching page to find a participating location near you. You can also explore Sunmark’s Locations page or use online and mobile banking for convenient access anytime.

https://www.sunmark.org/locations/co-op-shared-branching

*APR (Annual Percentage Rate). Rate includes 0.25% discount with automatic payment from a Sunmark checking account and monthly direct deposit of at least $500. Without 0.25% discount, rate will be 3.99% APR and applies to purchase or refinance of vehicles model years 2022-2026, up to 115% of Kelly Blue Book value with a term of up to 60 months. Monthly payments of $18.30 per $1,000 borrowed (Payment calculations based on 3.74% APR on a $30,000 loan and 60 month term). Minimum amount borrowed is $2,500. 

**Without 0.25% discount, rate will be  5.74% APR and applies to purchase or refinance of vehicles model years 2017 – 2021, up to 115% of Kelly Blue Book value with a term of up to 48 months. Monthly payments of  $23.26 per $1,000 borrowed (Payment calculations based on  5.49% APR on a  $20,000 loan and  48 month term). Minimum amount borrowed is $2,500. 

Must apply between August 10 - 22, 2026 and close your loan within 30 days. Cashout refinance accepted with minimum of $2,500 borrowed and max loan LTV of 100%. Membership required, loans subject to credit approval. Rates, terms, and programs subject to change. Restrictions apply. Other financing options available; call 866.SUNMARK for details.

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