Let Your Money Work for You
Get rewarded for things you do every day, like using your debit card. Sunmark Rewards powered by Kasasa helps you bank brighter and save smarter! Whether you want high-yield dividends up to 6.00% APY on checking, 2.50% cash back on purchases, or up to 3.00% APY on savings, our Kasasa accounts reward you for simple activities you already do—like making purchases and choosing eStatements.
With no monthly service fees, no minimum balance requirements, and just $20 to open, Kasasa makes rewarding banking accessible to everyone. Meet simple monthly qualifications** on your checking account and automatically build your savings effortlessly with higher rates on your linked Kasasa Saver® too.
Why Choose Kasasa?
- Earn up to 6.00% APY* on checking or 2.50% cash back
- Earn up to 3.00% APY* on linked savings account
- No monthly fees or minimum balance on any account
- Free ATM fee refunds nationwide (up to $25 monthly)^^
- Automatic savings transfers from checking to savings
- Kasasa Protect identity theft protection available
Ready to maximize your financial potential? Compare our Kasasa account options below and find the perfect combination for your lifestyle.
Choose Your Reward Style
Kasasa Rewards Questions
Get answers to common questions about earning rewards with Kasasa checking accounts and how to maximize your benefits with Sunmark Credit Union.Kasasa Saver® automatically receives transfers from your qualifying Kasasa checking and earns higher rates - up to 3.00% APY* with Cash or 0.75% APY* with Cash Back.
You can have one Kasasa checking account per Social Security number. Choose the option that best fits your banking style. Visit our locations to speak with a specialist about which rewards program works best for you.
No monthly service fees, no minimum balance requirements, and just $20 to open. ATM fee refunds up to $25 monthly when qualifications are met.
Rewards are calculated and paid monthly based on your qualification cycle activity during each Monthly Qualification Cycle. Check your monthly statement or log into online banking to track your reward earnings and progress.
Meet three simple requirements: make 18 debit card purchases for Kasasa Cash or 12 for Kasasa Cash Back, have one direct deposit or ACH transaction, and receive eStatements online.
*APY = Annual Percentage Yield.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
Kasasa, Kasasa Saver®, Kasasa Cash Back® and Kasasa Cash® are trademarks of Kasasa, Ltd., registered in the U.S.A. For full details on Kasasa definitions, qualifications, rates, fees, and other information please see the “Master Account Agreement & Disclosures” and “Rate Addendum and Schedule of Fees and Charges." Rates and terms shown above only apply to Kasasa Cash Checking accounts opened after August 1, 2024. Kasasa Saver® and Kasasa Cash Checking® accounts opened prior to August 1, 2024 are subject to the different dividend rates, Annual Percentage Yield (APY), and tiers. For details please review Rate Addendum and Schedule of Fees and Charges. These documents can be provided upon request.
**"Monthly Qualification Cycle" means a period beginning on the last business day of the previous month and ending one (1) day prior to the last business day of the current month. Specific Monthly Qualification Cycle dates may be affected by holidays. Specific Monthly Qualification Cycle dates can be viewed here.
Kasasa Cash®
^1.00% to 6.00% blended APY. Blended APY calculation is based on an assumed total account balance of $115,000. 0.05% APY if qualifications are not met. No minimum balance is required to earn or receive the account's rewards. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.
^^When your Kasasa Cash® qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.
Kasasa Cash Back®
There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa cash back is required to have a Kasasa Saver® account. A linked Kasasa Saver® account is required for automatic savings.
^^When your Kasasa Cash Back® qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.
Kasasa Saver®
†1.40% - 3.00% blended APY. Blended APY calculation is based on an assumed total account balance of $175,000.
††0.55%- 0.75% blended APY. Blended APY calculation is based on an assumed total account balance of $250,000. 0.05% APY if qualifications are not met. To earn your rewards, the enrollments requirements listed must post and settle to your linked Kasasa Cash Back® or Kasasa Cash® account during each Monthly Qualification Cycle.
Kasasa Protect
Sunmark offers Kasasa Protect through a separate, third party. This add-on service (a) requires your explicit authorization to add these Identity Fraud Protection Services ("opt-in"), (b) charges a separate monthly fee and (c) can be cancelled at any time. Kasasa Protect services are provided by CSID "CSID", a part of Experian Partner Solutions, Inc. "Experian". In order to receive your Kasasa Protect services, you must review and agree to the services' terms and conditions, available at one of our branch locations or at https://secure.kasasaprotect.com. Kasasa Protect's services, fees, providers and / or partners are variable and may change with proper notification from our credit union or Kasasa, Ltd. Changes in terms, conditions, services, fees and / or providers, if any, will be posted on the Kasasa Protect site located at https://secure.kasasaprotect.com. Requirements: To utilize Kasasa Protect you must: (1) be eighteen (18) years of age or older, (2) be a resident of the United States or any of its territories, and (3) register and maintain your unique email address (joint accountholders must each provide unique email addresses for this service) via the Kasasa Protect online portal
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
Kasasa, Kasasa Saver®, Kasasa Cash Back® and Kasasa Cash® are trademarks of Kasasa, Ltd., registered in the U.S.A. For full details on Kasasa definitions, qualifications, rates, fees, and other information please see the “Master Account Agreement & Disclosures” and “Rate Addendum and Schedule of Fees and Charges." Rates and terms shown above only apply to Kasasa Cash Checking accounts opened after August 1, 2024. Kasasa Saver® and Kasasa Cash Checking® accounts opened prior to August 1, 2024 are subject to the different dividend rates, Annual Percentage Yield (APY), and tiers. For details please review Rate Addendum and Schedule of Fees and Charges. These documents can be provided upon request.
**"Monthly Qualification Cycle" means a period beginning on the last business day of the previous month and ending one (1) day prior to the last business day of the current month. Specific Monthly Qualification Cycle dates may be affected by holidays. Specific Monthly Qualification Cycle dates can be viewed here.
Kasasa Cash®
^1.00% to 6.00% blended APY. Blended APY calculation is based on an assumed total account balance of $115,000. 0.05% APY if qualifications are not met. No minimum balance is required to earn or receive the account's rewards. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.
^^When your Kasasa Cash® qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.
Kasasa Cash Back®
There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa cash back is required to have a Kasasa Saver® account. A linked Kasasa Saver® account is required for automatic savings.
^^When your Kasasa Cash Back® qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.
Kasasa Saver®
†1.40% - 3.00% blended APY. Blended APY calculation is based on an assumed total account balance of $175,000.
††0.55%- 0.75% blended APY. Blended APY calculation is based on an assumed total account balance of $250,000. 0.05% APY if qualifications are not met. To earn your rewards, the enrollments requirements listed must post and settle to your linked Kasasa Cash Back® or Kasasa Cash® account during each Monthly Qualification Cycle.
Kasasa Protect
Sunmark offers Kasasa Protect through a separate, third party. This add-on service (a) requires your explicit authorization to add these Identity Fraud Protection Services ("opt-in"), (b) charges a separate monthly fee and (c) can be cancelled at any time. Kasasa Protect services are provided by CSID "CSID", a part of Experian Partner Solutions, Inc. "Experian". In order to receive your Kasasa Protect services, you must review and agree to the services' terms and conditions, available at one of our branch locations or at https://secure.kasasaprotect.com. Kasasa Protect's services, fees, providers and / or partners are variable and may change with proper notification from our credit union or Kasasa, Ltd. Changes in terms, conditions, services, fees and / or providers, if any, will be posted on the Kasasa Protect site located at https://secure.kasasaprotect.com. Requirements: To utilize Kasasa Protect you must: (1) be eighteen (18) years of age or older, (2) be a resident of the United States or any of its territories, and (3) register and maintain your unique email address (joint accountholders must each provide unique email addresses for this service) via the Kasasa Protect online portal
