Why Choose Sunmark Credit Union?
Since 1937, Sunmark Credit Union has been empowering New Yorkers to achieve their financial goals. As a not-for-profit financial institution, we put our members first and reinvest profits to offer you lower loan rates, higher savings rates, and cutting-edge services with low or no fees. When you join Sunmark, you become part of a community that believes in the power of people helping people.
Member Benefits
- Better rates on loans and higher returns on savings than traditional banks
- No monthly fees on most accounts with low minimum balances
- Access to over 5,500 shared financial centers and 30,000 ATMs nationwide
- Personalized financial guidance from local experts
Community Impact
- Not-for-profit status means profits return to members as better rates and services
- Local decision-making keeps your money working in the Capital Region
- Strong community partnerships supporting local businesses and nonprofits
- Financial education programs to help members build wealth and security
You can bank with Sunmark if:
- You live, work, worship, attend school, own a business, or volunteer in one of these counties: Albany, Columbia, Dutchess, Fulton, Greene, Montgomery, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Warren, and Westchester
- You’re employed by one of Sunmark’s Community Partners
- You are an immediate family member of someone who already banks with Sunmark or who is eligible to have a Sunmark account
Member Success Stories
Share the Good Vibes & Earn $25
Already a member? Help friends and family discover the bright way to bank! You'll both earn $25 when they open checking and savings accounts through our referral program.
Your Questions Answered
Get answers to common questions about joining Sunmark Credit Union and membership benefitsWe provide complete financial services including checking, savings, auto loans, mortgages, business banking, wealth management, insurance, and financial wellness education.
Yes! Sunmark offers free online banking and mobile app with mobile check deposit, bill pay, account alerts, and access to over 30,000 surcharge-free ATMs nationwide.
You can join Sunmark and open accounts online in minutes, or visit any financial center location. New member accounts are typically approved the same day with proper identification and initial deposit.
Membership requires as little as $1.00 deposit into a Sunmark savings account. There are no membership fees or monthly maintenance charges on most accounts.
Credit unions offer better interest rates, lower fees, personalized service, and community focus. As member-owners, you share in profits through better rates and services rather than paying bank shareholders.
