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Power Your Home with Solar Energy

Finance solar panels with competitive rates and flexible terms

Bright Savings with Solar Financing

 

Ready to harness the power of the sun and reduce your monthly energy bills? Sunmark's solar loans make it easy to switch to clean, renewable energy without the upfront costs. Whether you have little or no equity in your home, we can help you finance your solar installation with loan amounts up to $50,000. 

Our partnership with NYSERDA and Solar United Neighbors means you'll get expert guidance throughout the entire process. From finding a registered contractor to exploring grants and tax credits, we're here to help you every step of the way. 

Why Choose Sunmark for Solar Financing?

  • Competitive fixed rates that won't change 
  • Loan amounts up to $50,000 based on credit score 
  • Little to no home equity required 
  • Two draw periods for installation flexibility 

Find Your Perfect Solar Solution

Two smart ways to finance your solar installation. Compare loan features and choose the option that fits your situation best. 

 

Solar Loans

Perfect for existing homeowners ready to go solar with flexible financing that requires little to no home equity.

  • Up to $50,000 loan amount
  • Competitive fixed rates
  • Flexible repayment terms
  • Quick approval process
  • Two draw periods

Mortgage Energy Loans

Ideal for homebuyers or refinancing homeowners wanting to include solar costs in their mortgage financing.

  • Starting at $50,000+
  • Integrated with mortgage
  • Flexible repayment terms
  • Competitive fixed rates

Solar Loan Questions? We Have Answers

Everything you need to know about financing your solar energy system with Sunmark Credit Union.
Sunmark offers solar loans up to $50,000 based on your credit score and financial qualifications. For projects starting at $50,000, consider our mortgage energy loan option.
No! Our solar loans require little to no home equity, making solar energy accessible to more homeowners regardless of how long you've owned your home.
New York residents can access federal tax credits up to 30%, NY State tax credits up to $5,000, and NYSERDA rebates. Combined, these incentives can cover up to 50% of your solar project costs.
Use NYSERDA's contractor search tool to find registered installers in your area. All contractors must be NYSERDA-approved to ensure quality installations and proper incentive processing.
First, find a registered contractor via NYSERDA's search function. Then begin the loan application process with Sunmark and your chosen solar contractor. Also explore grants and tax credit options from NYSERDA and Solar United Neighbors (SUN).

Start Your Solar Journey Today

Partner with NYSERDA-approved contractors and maximize your savings with federal and state incentives. Our solar lending experts are here to guide you through every step of the process.

Sunmark membership is required. All loans are subject to credit approval. Credit union loan programs, rates, terms, and conditions are subject to change without notice. 

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