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Sunmark Signature

Banking Even Brighter.

Experience the Sunmark Signature Difference

When you've worked hard to achieve more, you deserve accounts that work just as hard for you. Our Signature Checking and Signature Money Market Accounts are designed for members who want elevated benefits, competitive returns, and exclusive financial advantages that reward you for being a Sunmark member.

 

Signature Checking

Sunmark Signature checking accounts are an interest bearing, enhanced product that provide superior benefits and services to help members bank and save EVEN BRIGHTER! 

When you open a Sunmark Signature checking account, you will enjoy exclusive benefits such as a dedicated concierge—allowing you direct access to a specialist to help you with your personal banking needs, no monthly maintenance fees*, and more: 

  • Earn 1.00% APY on balances of $1,000 and over*
  • Complimentary Sunmark Signature checks
  • Free cashier checks
  • Sunmark Signature branded debit card 
  • No domestic wire transfer fees
  • No Sunmark ATM/POS pin transaction fee (foreign ATM surcharge may still apply)

 


Signature Money Market Account

Sunmark’s Signature Money Market accounts offer competitive interest rates, helping members to save smarter - with the added advantage of easy access to funds when needed. Plus, members with Signature accounts receive exclusive benefits:

  •  Dedicated Concierge Service - the convenience of a single point of contact available to assist you with your banking needs.
  • Complementary investment reviews with a local, knowledgeable Sunmark financial professional.
  • Financial planning seminars and workshops designed to help you grow your wealth.
  • Tiered interest rates allow you to automatically earn more when interest rates rise, or as your money market balance increases. 

What to Know:

  •  Minimum opening deposit $50,000^
  • Make as many as 6 withdrawals/transfers each month^^

Banking That Goes Where You Go

7/7/26


Need to make a deposit while traveling? Helping a student away at college? Spending time out of state? Or maybe you simply need in-person banking support, but you are nowhere near your usual Sunmark financial center.

With CO-OP Shared Branching, Sunmark Credit Union members can access their accounts at thousands of participating credit union locations nationwide. It is one of the biggest credit union benefits many members may not realize they have.

What Is Shared Branching?

Shared branching is a nationwide network of credit unions that work together to give members more places to bank.

Instead of being limited to your local financial center, you can visit a participating shared branch location and complete many everyday transactions as if you were at a Sunmark financial center.

In simple terms: shared branching helps your credit union go where you go.

Why Shared Branching Matters

Life is busy, and your banking needs do not always happen close to home. Shared branching gives Sunmark members added flexibility when they are traveling, moving, visiting family, or managing finances away from the Capital Region.

Through the CO-OP Shared Branch network, Sunmark members have access to more than 5,000 shared branching locations nationwide. That means you may have more direct account access than you would with many traditional banks.

What Can You Do at a Shared Branch?

At participating shared branch locations, Sunmark members can handle many common banking needs, including:

  • Deposits
  • Withdrawals
  • Transfers
  • Loan payments
  • Cashier’s checks
  • Account inquiries

Before visiting, check that the location participates in shared branching and confirm which services are available.

How to Find a Shared Branch Location

Finding a participating location is simple. Visit Sunmark’s CO-OP Shared Branching page to search for shared branch locations near you.

When visiting, bring a valid ID and have your Sunmark member information ready. This helps the credit union verify your identity and complete your transaction more smoothly.

What About Security?

Convenience matters, but protecting your account matters just as much.

Sunmark’s shared branching information includes added in-person identity protection for members who visit a Shared Branch location with an out-of-state ID. A teller may ask you to verify your identity through a secure process that includes a QR code, one-time passcode, member information, ID photo, and selfie.

This added step helps protect your account while still giving you convenient access when you are away from home.

Local Service, Nationwide Access

One of the biggest differences between credit unions and traditional banks is cooperation. Through shared branching, credit unions work together to give members access across the country.

That means Sunmark members get the best of both worlds, local, member-focused service at home and nationwide access when life takes them elsewhere.

Visit Sunmark’s CO-OP Shared Branching page to find a participating location near you. You can also explore Sunmark’s Locations page or use online and mobile banking for convenient access anytime.

https://www.sunmark.org/locations/co-op-shared-branching

*Minimum balance to open account is $1,000.00. If average daily balance falls below $1,000 a $25.00 fee will be applied for each month the account balance does not meet the requirement. Must maintain daily balance of $1,000 to earn APY.

^Tiered interest rates apply. If the daily balance decreases below $50,000 a $25.00 monthly fee applies. To view current rates, visit the Sunmark rates page here. Minimum opening deposit of $50,000 and must maintain $50,000 minimum daily balance to earn advertised rate.

^^A $15 fee applies for each transaction/withdrawal made thereafter.

Membership required. Program rates, terms, and requirements can change at any time. For details, please request a copy of the Master Account Agreement and Rate Addendum by visiting any Sunmark location or calling 866.SUNMARK.

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