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Checking Accounts

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Whether you’re paying bills, buying groceries, or transferring money to a child away at school, Sunmark’s checking plans make it easy to accomplish what you need to do. With a variety of checking options, choose the account that best suits your money management style and budget.

All of our checking accounts include these great benefits:

Kasasa Cash® Checking

  • Free checking
  • Pays high dividends
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance requirement to earn rewards
  • No monthly maintenance fee
  • Free debit card 

​​​​​Kasasa Cash Checking is more than just free checking, it’s part of a movement to reward people for banking locally and keeping their money in their community. More info

Kasasa Cash Back®

  • Free checking that pays you cash back refunds
  • Earn 2.50% cash back on debit card purchases
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $90 cash back per year
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Link to free Kasasa Saver® to build savings automatically
  • Free debit card 

Kasasa Cash Back® is loaded with great features and benefits — and it’s free! More info

Simple Checking

  • No minimum balance
  • First box of checks free
  • $20 minimum opening deposit
  • Eligible for +Debit or America’s Debit Card
  • Overdraft Privilege

Perfect for individuals who don’t typically carry a large checking account balance, but want to reap the benefits Sunmark offers checking account holders.

Student Checking

  • No minimum balance
  • First box of checks free
  • $20 minimum opening deposit
  • Eligible for +Debit or America’s Debit Card

For our members ages 14 through 24, our Student Checking product also offers ATM fee rebates.^^

Earnings Checking

  • Earn Competitive Dividends
  • One box of checks free per year
  • $750 minimum opening deposit
  • Eligible for World Debit or America’s Debit Card
  • Overdraft Privilege

Earn a competitive dividend on higher checking account balances.

To receive either offer described, the recipient must not have a current Sunmark checking account. To qualify for either offer, new and current members must open a checking account with a $20 minimum opening deposit. All members must meet initial requirements and remain in good standing in order to qualify. Sunmark employees and volunteers are not eligible to receive bonus. All accounts are subject to our normal approval process. Can be combined with other offers at the discretion of Sunmark. A 1099-INT may be issued. Federally Insured by NCUA.
 
*A direct deposit of at least $250 made into the simple checking account within 60 days of account opening. Direct deposit must come from government benefits, pension, or paycheck. Account must remain open for at least six months. Account must opt-in for eStatements and log into Sunmark’s Online or Mobile Banking to activate. If all qualifications are met after 60 days, $250 will be deposited into the member’s account within 45 days thereafter. Offer will be deducted if account is no longer open after six months.
 
^APY = Annual Percentage Yield. To earn dividend, the following must take place each month: (a) At least 1 direct deposit, ACH payment, or bill pay transaction(s), (b) At least 12 debit card purchases, (c) Be enrolled in and have agreed to receive e-statements rather than paper statements. If terms are not met, APY will be 0.05%. Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Saver, and Kasasa Protect are trademarks of Kasasa, Ltd., registered in the U.S.A.  For additional details, please visit www.sunmark.org/bank/kasasa/kasasa-cash-checking OR for full details on Kasasa definitions, qualifications, rates, fees, and other information please see the “Master Account Agreement & Disclosures” and “Rate Addendum and Schedule of Fees and Charges.”
 
^^A rebate of up to $12.00 per month will be credited to Student Checking accounts for domestic ATM surcharges and transaction fees.