SONYMA Loans

State of New York Mortgage Agency (SONYMA) mortgages offer loan programs to assist first-time homebuyers with the purchase of a home in New York state.

SONYMA mortgages feature:

• Competitive interest rates
• Low down payment requirements
• Flexible underwriting guidelines
• No prepayment penalties
• Down payment assistance

These features are designed to make your home purchase more affordable. All SONYMA loans are financed through the sale of tax-exempt bonds.

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