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Adjustable-Rate Mortgages

Flexible rates that start low

Smart Financing for Your Next Move

Ready to make your homeownership dreams a reality? Sunmark's Adjustable-Rate Mortgages (ARMs) offer the financial flexibility you need with lower initial rates than traditional fixed mortgages. Perfect for members planning to stay in their home for a short period of time, or those who want to qualify for a larger mortgage amount, our ARMs help you maximize your purchasing power while keeping monthly payments manageable. 

Why Choose Sunmark's ARM: 


  • Lower Initial Rates - Start with rates below fixed mortgage options 
  • Increased Buying Power - Qualify for more home with lower qualifying rates 
  • Fast Commitments - Mortgage commitment letters ready in 48 hours or less 
  • Local Expertise - In-house underwriting, processing, and closing team 
  • Competitive Terms - Rates consistently below industry averages

Current ARM Rates

Get the most up-to-date adjustable-rate mortgage rates and start planning your home purchase or refinance. Our rates are updated daily and consistently below industry averages.

ARM Questions & Answers

Get the facts about adjustable-rate mortgages and how they can work for your financial goals.

An ARM offers a lower initial interest rate than a fixed-rate mortgage. The rate is fixed for an initial period (typically 3, 5, 7, or 10 years), then adjusts annually based on market conditions according to annual and lifetime caps and floors set in your loan terms.

Meet Your Mortgage Experts

Our experienced mortgage team is here to guide you through every step of your ARM application process.

Eloisa Behnke

AVP of Mortgage Originations

NMLS #568826

Cameron Demers

Mortgage Originator

NMLS #1725621

Monica Vilela

Mortgage Originator

NMLS #2509742

Joanne Gomula

Mortgage Originator

NMLS #638043

Jason Solghan

Mortgage Originator

NMLS #96941

Anne Dillenbeck

Mortgage Originator

NMLS #763690

Waseem Samuel

Mortgage Originator

NMLS #793817

Marcus Quinones

Mortgage Originator

NMLS# 1679804

Ready to Get Started?

Take the next step toward homeownership with Sunmark's competitive ARM rates and fast approval process.
Sunmark membership is required. All loans are subject to credit approval. Credit union loan programs, rates, terms, and conditions are subject to change without notice.

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