Spring into Savings Spring into a new ride with Sunmark Credit Union's auto loan sale! Enjoy rates as low as 3.74%*.

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Auto Loan Sale

Spring Ahead Into Brighter Savings!

 

Auto Loan Sale | March 23 - April 4

Spring is in the air - a time for sunshine and sales at Sunmark! Spring ahead into brighter savings with an auto loan from Sunmark Credit Union. Don't miss out, the auto loan sale runs March 23 - April 4 . Finance a new or used vehicle or refinance a higher-rate loan you have with another lender.

Details:

  • 3.74% APR* includes 0.25% discount with automatic payments for up to 60 month term, and monthly direct deposit of at least $500
  • 3.99% APR without 0.25% automatic payment discount for up to 60 month term
  • Any make, any model, 2022 - 2026
  • Sale runs March 23 - April 4, 2026
  • Other financing terms available with competitive rates. Inquire at your nearest financial center or call 866.SUNMARK for details

 

Whether you're shopping for a new car, truck, or SUV, our competitive auto loan rates and flexible terms make it easy to get behind the wheel. Sunmark is here to help you save smarter and borrow better, use the extra room in your budget for spring projects, travel, and brighter family fun.

This special offer is for a limited time only - promotion ends April 4, 2026.

 

 

Apply Today and Hit the Road with Confidence

Applying is fast, easy, and secure. With just a few clicks you could be approved in minutes! Whether you're upgrading your vehicle or refinancing to save, Sunmark is here to help you save smarter and borrow brighter!
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Competitive Rates

Buy a new or used vehicle or refinance your high-interest vehicle loan with a competitive interest loan from Sunmark. We offer full financing with extended terms up to 72 months for credit qualified members. Plus, you can enjoy a 0.25% rate discount when you set up automatic payments and direct deposit!*

 

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New Auto Loan Interest Deduction: What Sunmark Members Should Know

3/4/26

A new federal law – the One, Big, Beautiful Bill Act – created a temporary tax break for people who finance a new vehicle. For the first time, many borrowers may be able to deduct the interest they pay on their auto loan when they file their federal taxes. 

What is the Deduction?

If you buy a new, qualifying vehicle and finance it with a loan that started after December 31, 2024, you may be able to:

  • Deduct up to $10,000 per year in auto loan interest
  • Take the deduction even if you use the standard deduction
  • Claim it for tax years 2025 through 2028

Who Qualifies?

In order to be eligible, the vehicle:

  • Is a car, SUV, pickup truck, van or motorcycle with a gross weight under 14,000 pounds
  • Must be brand new (not used)
  • Must be for personal use, not business
  • Must have the final assembly completed in the Unites States (verified by VIN number or manufacturer label)
  • Loan must be a qualifying auto loan. Leases do not count

There are also income limits:

  • Full deduction up to $100,000 (single filers)
  • Full deduction up to $200,000 (married, filing jointly)
  • The deduction decreases for higher incomes

What This Could Mean for You

Auto loan interest can add up over time. This tax break may help lower the overall cost of buying a new car.

For example, if you paid $8,000 in auto loan interest in one year and are eligible, you could deduct that amount on your tax return.

What Should You Do?

  • Keep your loan and interest statements
  • Confirm if your vehicle qualifies 
  • Talk to a tax professional about your personal situation  

For more information, visit the IRS Website.

*APR (Annual Percentage Rate). Rate includes 0.25% discount with automatic payment from a Sunmark checking account and monthly direct deposit of at least $500. Without 0.25% discount, rate will be 3.99% APR. Rates apply to purchase or refinance of vehicles model years 2022-2026, up to 115% of Kelly Blue Book value with a term of up to 60 months. Monthly payments of $18.30 per $1,000 borrowed (Payment calculations based on 3.74% APR on a $30,000 loan and 60 month term). Minimum amount borrowed is $2,500. Must apply between March 23 - April 4, 2026 and close your loan within 30 days. Cashout refinance accepted with minimum of $2,500 borrowed and max loan LTV of 80%. Membership required, loans subject to credit approval. Rates, terms, and programs subject to change. Restrictions apply. Other financing options available; call 866.SUNMARK for details.

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