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Debit Cards

Your Everyday Spending, Made Simple

Your Everyday Card for Life's Everyday Moments

With a Sunmark Credit Union debit card, managing your money is effortless. Access your checking account funds anytime, anywhere. Whether you're shopping online, paying bills, or grabbing lunch on the go. Accepted wherever Mastercard® is accepted, our debit cards make spending and managing your money easy, convenient, and secure. 

Key Features & Benefits

  • Instant Access to Funds: Purchases and ATM withdrawals come directly from your Sunmark checking account.
  • Worldwide Acceptance: Use your card anywhere Mastercard® is accepted—millions of locations worldwide.
  • Contactless Payments: Tap-to-pay for quick and secure checkouts.
  • Mobile Wallet Ready: Add your card to Apple Pay, Google Pay, Samsung Pay, Fitbit Pay or Garmin Pay for even more convenience.
  • 24/7 Account Access: Track transaction and manage you card in online and mobile banking.

Extra Protection for Your Peace of Mind

We take card security seriously. With Enhanced Card Controls you can manage your debit card anytime, anywhere. Enhance your banking experience with our online and mobile banking platforms that offer card control features to help keep your account secure.


  • Travel Notifications: Easily set your travel status to ensure uninterrupted card usage while you're away.
  • Card Management: Lock and unlock your debit card instantly if it's not in use or misplaced, providing you an extra layer of security.
  • Customized Alerts: Set up real-time notifications to monitor transactions and stay informed about your account activity.
  • Merchant & Transaction Controls: Define specific merchant categories and set transaction limits to manage spending according to your preferences.

We Offer a Variety of Cards to Choose From

+Debit

  • Account Needed: Simple Checking, Silver Checking, or Student Checking
  • Additional Benefits: Mastercard Global Service
  • Cost: Free

America's Debit

  • Account Needed: Simple Checking, Silver Checking, or Student Checking
  • Additional Benefits: Mastercard Global Service
  • Cost: Free

World Debit

  • Account Needed: Sunmark Signature
  • Additional Benefits: Mastercard Global Service
  • Cost: Free

HSA

  • Account Needed: Health Savings Account
  • Additional Benefits: Access your HSA funds with a swipe of a debit card!
  • Cost: Free
Experience the Bright Way to Spend

Ready to Get Started?

Your debit card does more than just pay for purchases. It's your key to fast, secure, and convenient money management. Whether your traveling, shopping, or budgeting, your Sunmark Credit Union debit card keeps your connected to your funds wherever life takes you.
Open a Checking Account
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New Auto Loan Interest Deduction: What Sunmark Members Should Know

3/4/26

A new federal law – the One, Big, Beautiful Bill Act – created a temporary tax break for people who finance a new vehicle. For the first time, many borrowers may be able to deduct the interest they pay on their auto loan when they file their federal taxes. 

What is the Deduction?

If you buy a new, qualifying vehicle and finance it with a loan that started after December 31, 2024, you may be able to:

  • Deduct up to $10,000 per year in auto loan interest
  • Take the deduction even if you use the standard deduction
  • Claim it for tax years 2025 through 2028

Who Qualifies?

In order to be eligible, the vehicle:

  • Is a car, SUV, pickup truck, van or motorcycle with a gross weight under 14,000 pounds
  • Must be brand new (not used)
  • Must be for personal use, not business
  • Must have the final assembly completed in the Unites States (verified by VIN number or manufacturer label)
  • Loan must be a qualifying auto loan. Leases do not count

There are also income limits:

  • Full deduction up to $100,000 (single filers)
  • Full deduction up to $200,000 (married, filing jointly)
  • The deduction decreases for higher incomes

What This Could Mean for You

Auto loan interest can add up over time. This tax break may help lower the overall cost of buying a new car.

For example, if you paid $8,000 in auto loan interest in one year and are eligible, you could deduct that amount on your tax return.

What Should You Do?

  • Keep your loan and interest statements
  • Confirm if your vehicle qualifies 
  • Talk to a tax professional about your personal situation  

For more information, visit the IRS Website.

Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. All other trademarks, service marks, and product names used herein are the property of their respective owners. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. © 2019 Mastercard. All rights reserved. Mastercard, 2000 Purchase Street, Purchase, NY 10577.

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