Choosing a Checking Account That Works for You

In 2022, roughly 80% of adults had a checking account, but with so many options available it can be difficult to be sure which is best for you. There are several factors that go into deciding which account types are best suited for your banking situation, and it’s important to know the details of each option before deciding.

While credit unions typically offer accounts with fewer fees than traditional banks, Sunmark Credit Union takes it a step further. Our checking options were created with our members’ needs in mind, and each offers an array of benefits. Which benefits matter to you most will help you decide which account will satisfy your needs. Either way, the choice is yours!

Choose Your Checking

Here's a look at our line of diverse checking options:

Simple Checking

Perfect for individuals who don’t typically carry a large checking account balance but want to reap the benefits Sunmark offers checking account holders.

• No minimum balance
• First box of checks free
• $20 minimum opening deposit
• Eligible for +Debit or America’s Debit Card
• Overdraft Privilege

Rewards Checking

​​​​​Kasasa Cash Checking^® is more than just free checking, it’s part of a movement to reward people for banking locally and keeping their money in their community.

• Free checking
• Pays high dividends.
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
• Link to free Kasasa Saver® to build savings automatically.
• No minimum balance requirement to earn rewards.
• No monthly maintenance fees.
• Free debit card with MasterCard® Rewards Program.

Kasasa Cash Back^®

Kasasa Cash Back^® is loaded with great features and benefits — and it’s free!

• Free checking that pays you cash back refunds.
• Earn 2.50% cash back on debit card purchases.
• No category restrictions on purchases.
• Cash back earned on up to $300 in purchases monthly.
• Earn up to $90 cash back per year.
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
• Link to free Kasasa Saver® to build savings automatically.
• Free debit card with MasterCard® Rewards Program.

Student Checking

For our members ages 14 through 24, our Student Checking product also offers ATM fee rebates.

• No minimum balance
• First box of checks free
• $20 minimum opening deposit
• Eligible for +Debit or America’s Debit Card

Earnings Checking

If you have a specific savings goal - such as a trip - a special events savings account can help you reach it. Save and forget it – until it’s time to withdraw for your special event.

• Earn Competitive Dividends
• One box of checks free per year
• $750 minimum opening deposit
• Eligible for World Debit or America’s Debit Card
• Overdraft Privilege

Discover Your Options

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